Clickable card art links to Ink Business Preferred (Registered Trademark) credit card product page Clickable card art links to Ink Business Preferred (Registered Trademark) credit card ratings and reviews page Clickable card art links to Ink Business Preferred (Registered Trademark) credit card refer a friend page
after you spend $8,000 on purchases in the first 3 months after account opening.* Opens offer details overlay
21.24 Min. of (8.50+12.74) and 29.99 %– 26.24 Min. of (8.50+17.74) and 29.99 % variable APR. † Opens pricing and terms in new window
after you spend $8,000 on purchases in the first 3 months after account opening.* Opens offer details overlay
Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.* Opens offer details overlay
Earn unlimited 1 Point Per $1 spent on all other purchases. Points do not expire as long as your account is open.* Opens offer details overlay
Points are worth 25% more when you redeem for travel through Chase Travel SM .* Opens offer details overlay
Earn a total of 5x points on Lyft rides through March 2025 with your Chase Ink Preferred card.* Opens offer details overlay
Employee cards let you set individual spending limits and help you earn rewards even faster.* Opens offer details overlay
Employee cards let you set individual spending limits and help you earn rewards even faster.* Opens offer details overlay
if you already have
any Chase Ink ® card!
You can earn 20,000 bonus points for each business that gets approved for any Chase Ink ® Credit Card. Click the button below to start referring.
Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.* Opens offer details overlay
Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands, including hotels, office supply stores, electronics and more.
Boost office productivity with a technology refresh. Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.* Opens offer details overlay
Book your business travel through Chase Travel SM . Redeem for rental cars, hotel stays or fly any class on most major airlines with no restrictions or blackout dates on airfare.
Points are worth 25% more when you redeem for airfare, hotels, car rentals and cruises through Chase Travel SM .* Opens offer details overlay
Transfer your Ultimate Rewards points to participating frequent travel programs at full 1:1 value – that means one Chase Ultimate Rewards point equals one partner mile/point.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States. † Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Transfer your Chase Ultimate Rewards points to participating frequent travel programs at full 1:1 value – that means one Chase Ultimate Rewards point equals one partner mile/point.
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer
If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.** Same page link to disclaimer
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement for theft and collision damage for most cars in the U.S. and abroad.** Same page link to disclaimer
Get up to $1,000 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim.** Same page link to disclaimer
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.** Same page link to disclaimer
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer
** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Make payments using a business credit card to hold onto your money longer.
As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.
Chase Ink ® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.
Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink credit card with bookkeeping software to simplify accounting.
Chase helps keep your accounts safe with account alerts.* Opens offer details overlay Choose the alerts you want and how you'd like to receive them.
End additional benefits content. End additional benefits overlay. Begin Offer Details overlay. Close Close Overlay Begin Offer Details content. Ink Business Preferred ® Credit Card90,000 Bonus Points After You Spend $8,000 On Purchases In The First 3 Months From Account Opening: To qualify and receive your bonus, you must make Purchases totaling $8,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Earning Points: Rewards Program Agreement: For more information about the Ink Business Preferred rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window . We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards Opens in a new window .
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You’ll earn 1 point for each $1 spent. 3 points ("3X points"): You’ll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services (two additional points on top of the 1 point per $1 earned on each purchase). After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum. 5 total points ("5X points") on qualifying Lyft rides through 03/2025: You’ll earn an additional 2 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see “5X” in marketing materials to refer to the additional 2 points on top of the 3 points earned on your first $150,000 in categories listed above. The additional 2 points will appear on your billing statement in a separate line from the 3 points (or separate from the 1 point once you reach $150,000 in the categories above). Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window .
Book Through Chase Travel: When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Travel is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 90,000 points are worth $1,125 when redeemed for travel purchases, or $900 when redeemed for cash. The cost of travel is based on the rates and fares available through Chase Travel, including the online portal and call center, and may not reflect all rates and fares that are available through other sales channels.
If you choose to use points and your Chase Ink Business Preferred credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.
Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.
Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.
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Chase Ink Business Preferred credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.